CIRMA offers comprehensive coverages tailored to meet a wide variety of local government exposures to loss. Our professional consultants and legal team consistently monitor state and federal legislation and emerging issues to develop coverages for program members. CIRMA provides multi-line, comprehensive insurance coverages including, but not limited to, the following:

    Property Coverages:
• Boiler and Machinery                • Earthquake
• Building and Contents              • Electronic Data Processing
• Building Ordinance                   • Extra Expense
• Bonds                                     • Flood
• Builder's Risk
• Crime and Employee Theft


Liability Coverages:

• Crisis Intervention / Violent Acts
• Cyber Liability
• Employment Practices Liability
• General Liability
• Incidental Medical Malpractice
• Public Officials Liability


Law Enforcement Coverages
• Law Enforcement Liability


Loss control and risk management services specific to law enforcement are available to CIRMA members, including on-site risk assessment, consultative services, training opportunities, safety manual reviews, access to sample policies, and more. Members also receive exclusive program benefits and services through Lexipol and Guard1.


Automobile Coverages:
• Automobile Liability
• Automobile Physical Damage





Workers' Compensation

CIRMA ensures injured employees receive quality medical care, and that member employers are kept apprised of the claim, that return to work opportunities are identified, and that communication between employees, employers and medical providers are effective.