Kathleen "Kay" Cammack is a Louisville native, growing up in the City, her community is locally referred to as Germantown. She graduated from Holy Rosary High School and has a degree in business administration from Sullivan College.

Kay has worked in the insurance industry since 1974. She started as a claims representative with Liberty Mutual and held several positions in her twenty-six years with the company as an adjuster and claim supervisor. Kay joined Alternative Service Concepts (ASC) in June 2002 as a senior claims adjuster.  As a senior adjuster Kay has been handling public entities since joining ASC for the past sixteen (16) years. She has been involved with the Counties of Illinois Risk Management Agency (CIRMA) for the past twelve (14) years, handling General Liability, Auto, Property, Employers and Law Enforcement Liability claims.